# Create a quote

**POST /api/v1/quotes**


To provide insurance coverage to contractors on your platform, you
first create a `Quote` object. If you use your test API keys,
everything will occur as if in production but the policy that's
generated will be a test policy.



## Servers
- Production server: https://api.1099policy.com (Production server)



## Parameters



### Body: application/json (object)

- **contractor** (string)
  The ID of the contractor seeking a quote for insurance coverage.
- **coverage_type** (array[string])
  An array of coverage types that can include one or more of the following insurance coverage values: `general`, `professional`, `workers-comp`, `media`, and `cyber`. Note that `media` and `cyber` coverage requires `general` coverage, except for Hawaii (HI) residents where general liability is not available.
- **effective_date** (integer(int64))
  The date when the insurance coverage is set to take effect. Measured in seconds since the Unix epoch. This date must be set in the future. The default effective_date is the next day.
- **end_date** (integer(int64))
  The date when the insurance coverage is set to expire. Measured in seconds since the Unix epoch. This date must be after the effective date. If the end_date is on the same day as the effective_date, it will automatically be adjusted to the start of the next day. The default end_date is 30 days after the effective date.
- **job** (string)
  The ID of the job assignment that the contractor will be working on.


## Responses
### 201
Returns the quote object if the post succeeded.

#### Body: application/json (object)
- **contractor** (string)
  ID of the contractor.
- **coverage_type** (array[string])

- **created** (integer(int64))

- **effective_date** (string(int64))
  The date when the insurance coverage is set to take effect. Measured in seconds since the Unix epoch. This date must  be set in the future. The default effective_date is the next day.
- **eligible** (boolean)
  Indicates whether a contractor is elgible for insurance or not.
- **end_date** (string(int64))
  The date when the insurance coverage is set to expire. Measured in seconds since the Unix epoch. This date must  be after the effective date. The default end_date is  30 days after the effective date.
- **gl_net_rate** (integer)
  The amount of money the 1099 contractor pays in general liability premium  per every $100 earned.

  A positive integer representing the premium owed per $100  earned. The `gl_net_rate` is stored in cents (e.g., 48 represents $0.48).
- **id** (string)

- **job** (string)
  ID of the job that the contractor was paid to do.
- **net_rate** (integer)
  The amount of money the 1099 contractor pays in premium  per every $100 earned.

  A positive integer representing the premium owed per $100  earned. The `net_rate` is stored in cents (e.g., 48 represents $0.48).
- **quote_json** (object)
  The JSON representation of component parts that make up the total premium amount due including, for example, the net rate, taxes,  and fees.
- **wc_net_rate** (integer)
  The amount of money the 1099 contractor pays in workers comp premium  per every $100 earned.

  A positive integer representing the premium owed per $100  earned. The `wc_net_rate` is stored in cents (e.g., 48 represents $0.48).


[Powered by Bump.sh](https://bump.sh)